How do i raise your credit score by using a credit card?

Sherita Gallati: You don't build credit by using a credit card.You build credit by paying a credit card.

Rick Duchane: Your credit is based on your history. Using and paying a credit card on time builds good payment history. Just having a card will not build your credit. You have to use it and make payments.If you don't already have an open, active credit card, you may have to get a secured card. Use the card for regular purchases, wait for the statement, and pay the balance in full every month. This will build your good payment history and avoid interest....Show more